Insurance Blog

Meet Dan!

Meet Dan Herrenbruck


Dan is a father of three energetic children, and a blessed husband to a  precious and caring woman whom he met in college. Dan is the Vice President of The Roe Agency where his passion for helping others shows through the great care of his clients and his knowledge of insurance.

He and his wife, Erin, have a love for people and a desire to be the hands and feet of Jesus. They regularly spend time helping those in their community, but their favorite thing to do is spend time together as a family. You will find the Herrenbrucks at the beach and pool or sitting at their dining table for a family game night!

Call Dan today; he knows how to provide you with the very best that insurance has to offer your family.(239) 593-7333







It’s BACK!


Brace yourself; it is officially hurricane season again!

Weather reports have stated that it is going to be more active than usual but less intense than last year's season.


Hurricane season starts June 1st and lasts until November 30th. The National Oceanic and Atmospheric Administration (NOAA) issued their forecast for the 2018 hurricane season.

NOAA representatives announced that this season will be more active than usual with a 75 percent chance of an above-normal season.


It is anticipated that there is a 70 percent chance of 10 to 16 named storms. Out of the named storms, 5 to 9 could reach hurricane strength.

Last year three exceptionally powerful hurricanes formed in the same hurricane season making landfall: Harvey, Irma, and Maria causing millions of dollars in damage. It has been eight months, and 14,500 people still do not have electricity, ABC News reported.



Hurricane preparedness is essential this year especially since the southern region is still making repairs to the damage caused by last season’s hurricanes. There is hope however as Colorado State University’s Tropical Meteorology Project has stated that certain conditions could change and alter the looming forecast.



It is not clear yet whether ocean temperatures will heat up enough over the summer to fuel as intense storms like last year. Waiting on a hurricane forecast can be unnerving.  Activity in the Atlantic doesn’t usually start up until August, so there is plenty of time for the forecast to become less bleak. We at The Roe Agency know which insurance policies you need living in South West Florida. Call our office today 239-593-7333 or visit to schedule an appointment. We will love to go over your insurance policies to make sure that you are prepared for this year’s hurricane season.


Just one more way The Roe Agency is protecting tomorrow, so you can live today.




Are You Renting Without Renters Insurance?


Renters need coverage. 

Credit: David Amsler via flickr


A common misunderstanding among many renters is that they have coverage under their landlord’s insurance. Landlords insure the building and any fixtures they own within it, but the landlord’s insurance policy does not cover renters belongings. Renters are responsible for their damaged or lost possessions. If you are renting your home or apartment, you need an insurance policy to cover what you own. Only 37% of renters have renter’s insurance while 95% of homeowners have a homeowner's insurance policy, according to a 2014 Insurance Information Institute poll conducted by ORC International.

With so many renters incorrectly assuming that they have coverage when they rent, people are drastically unprepared for life's imminent hiccups.


I am reminded of a story about a couple that rents in South West Florida. Tim and Rebecca of Bonita Springs were saving to buy a home when Hurricane Irma entered the South Florida radar in 2017. They were able to evacuate themselves and their pets before Irma made landfall, but they were unprepared for what they would see when they got back home. Tim and Rebecca found that their rental property was under 2 feet of water. Without rental insurance, they were not able to receive the necessary help to replace their lost property. The couple used their savings to replace Tim’s work equipment and their belongings, but they had to begin the process of saving for their new home all over again. We, at The Roe Agency, have worked with natural disasters and unexpected life detours for 24 years. We know which insurance policies are best for your family’s needs. You will not be caught off guard when you allow us to provide you with the most effective insurance policies for your family.


Call The Roe Agency Today. (239) 593-7333 We are here to help you protect your future.



Luke Sharrett/Bloomberg via Getty Images