Florida Golf Cart Insurance
A typical homeowner’s insurance policy provides limited coverage to using “a motorized golf cart located on the “residence premises” or while being operated to or from, or on the premises of a golf course.”
As your Florida insurance specialists, we find the most competitive insurance rates on golf cart insurance policies, and look for special discounts based on your unique situation.
Your Home. Your World. Our Family.
Your homeowner’s insurance policy will most likely not extend coverage for community and recreational use. If you drive your golf cart to the clubhouse, grocery store, or to a restaurant your homeowner’s policy will most likely not extend coverage.
- Bodily injury and property damage liability
- Guest passenger liability
- Collision and comprehensive (optional)
- Medical payments coverage (optional)
- Uninsured/underinsured motorists (optional)
Based on the value of the cart and the amount of coverage purchased.
Bundling your golf cart insurance starts at $50 a year and protects you when traveling throughout your community. That includes coverage on and off the golf course!
Your community or golf course may require you to carry golf cart insurance.
Enjoy the ease and convenience of having all your insurance coverage in one place. Contact your Roe Agency Insurance specialist to find out about bundling your golf insurance policy with your other insurance policies for savings.
Request A Golf Cart Insurance Quote
Call The Roe Agency at (239) 355-5773 or fill out the form below to request a complimentary insurance quote.

The Roe Agency Insurance Difference
With an insurance policy from The Roe Agency, you get great protection and expert support from agents. The Roe Agency goes the extra mile to provide innovative yet simple solutions that help you with your specific needs.
The Roe Agency offers personalized choices and features not typically found in standard policies.