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Auto Insurance

There's a Lot to Know About Auto Insurance

Auto insurance can help protect you, your family and your car. Auto insurance can help you restore your assets if they’re lost or damaged. It can also help protect you in the event of a lawsuit. All of which can mean greater peace of mind for you.

A New Type of Auto Insurance

One of our carriers has developed a better, more affordable way to help keep safe drivers covered and rewarded. Accidents happen – we understand. We also understand you deserve something back when they don’t. Now it’s time you get the auto insurance you’ve always wanted. The auto insurance features listed in the chart below are available in many states and provide greater choices and the rewards you deserve – from day one and at an affordable rate.

Can You Afford Not to Be in Good Hands?

Compare your current policy. Can it offer you all of these savings the day you sign up? One, no rate increase just because of an accident. Two, $100 off your deductible immediately. Three, an extra five percent off your renewal bill for avoiding accidents. Four, get a totally new car if you total your new car. Get an online auto insurance estimate today and find out if switching to The Roe Agency could save you money.


  • Get the Discounts You Deserve

    Ask your Agent about discounts for driving safely, owning a new car or even having a teen driver with good grades. And with The Roe Agency, you can earn the Safe Driving Bonus on top of your other discounts.

  • Raising Your Deductible Can Lower Your Rates

    Raising your deductible from $200 to $500 could lower your premium by 15 percent to 30 percent. Increasing it to $1,000 could save you 40 percent or more. An Agent can help.
  • Some Coverage Isn't Worth Having

    If your collision and comprehensive premium is 10 percent or more of your car’s value, you could be wasting money. For example, if your car is worth $4000 and you’re paying more than $400 a year, it may be time to consider dropping these coverage's.
  • Credit History Can Affect Your Insurance Bill

    Credit history is an important factor in determining your insurance score. Many companies use this score to help determine your level of risk. Insurance companies try to reward low-risk customers with lower premiums. So be sure to check your credit report for any errors. It could pay off.
  • Some Cars Cost Less to Insure Than Others

    And they are not always the ones you think they are. So before shopping, call an Agent to get estimates for the models you are considering. They will be happy to help.

Choose your Package

  • Accident Forgiveness

    After an accident, insurance rates can rise by up to 40% But with this feature, your rates won’t go up just because of an accident, even if it is your fault.

    Included in:
    • Platinum Package - unlimited accidents
    • Gold Package - 1 accident every 3 years
    • Standard Policy - eligible

  • Deductible Rewards

    With this feature, you’ll get $100 off your collision deductible the day you sign up. Then, for every year you don’t have an accident, you’ll get an additional $100 off. Up to $500 total.

    Included in:
    • Platinum Package
    • Gold Package

  • Safe Driver Bonus

    For every six months of accident-free driving, you have the opportunity to earn an added bonus of up to 5% that will be applied to your next renewal premium. This is in addition to any other discounts you qualify for.

    Included in:
    • Platinum Package

  • New Car Replacement

    If your new car is totaled in a covered loss, this feature can help you replace it with another car of the same make and model.

    Included in:
    • Platinum Package - optional
    • Gold Package - optional


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