Florida Flood Insurance

Flood insurance covers your property and enclosed possessions in the event of a flood. While this coverage may not provide a complete replacement for your damaged possessions, it is designed to help you get back on your feet. Coverage and limits vary.

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What Is It?

  • Flood insurance covers your property and enclosed possessions in the event of a flood. While this coverage doesn’t provide a complete replacement for your damaged possessions, it is designed to help you get back on your feet. Coverage and limits vary.

Why Do I Need It?

  • If your home or business is located in a flood zone or high risk flood area, you need the protection provided by flood insurance. Properties outside of these zones can also be affected by flooding.

Who Is It For?

  • All federal (FHA) mortgages require homeowners to purchase flood insurance. However, it’s important to remember, any homeowner can benefit from the protection provided by a flood insurance policy. Many homes outside of high risk areas are damaged by floods each year.

Regardless of your location in a flood zone. One inch of water can cause $25,000 of damage to your home.

Whether or not you live in a flood zone, you live in Florida, any home or condo owner can benefit from the protection provided by a flood insurance policy. Many homes outside of high risk areas are damaged by floods each year.

If your community is a participant in the National Flood Insurance Program (NFIP), you are eligible for federally sponsored Flood Insurance coverage for your home. The Roe Agency is an active participant in the NFIP. By selecting National Flood Insurance coverage through a reliable company like The Roe Agency , you can have peace of mind knowing you will receive a high level of customer service when you need it most.

Private market policies may provide more comprehensive coverage than NFIP. Higher coverage limits are available as well as additional living expense coverage if your home is made unlivable due to a flood.

If you purchase National Flood Insurance through The Roe Agency and find you need more coverage than the maximum limit provided by the NFIP program, you may be eligible to purchase additional coverage through an Excess Flood Insurance Policy from your Roe Agency Insurance Agent.

Request A Flood Insurance Quote

Get a quick, personalized Florida flood insurance quote today!

Call The Roe Agency at (239) 355-5773 or fill out the form below to request a complimentary insurance quote.

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The Roe Agency Insurance Difference

With an insurance policy from The Roe Agency, you get great protection and expert support from agents. The Roe Agency goes the extra mile to provide innovative yet simple solutions that help you with your specific needs.

The Roe Agency offers personalized choices and features not typically found in standard policies.

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