Florida Boat Insurance

More and more boaters are sharing our coastal waters, lakes, and rivers: In 2021, there were about 11.96 million registered vessels in the United States.

Can you be sure all boaters on the water today are as safety conscious as you? The average cost of a boating accident could be $4,500 or more. Now is the time to protect yourself, your passengers, and your property in case you are ever involved in a boating accident.

The Roe Agency has specialized in personalized coverage options for your home, vehicle, and boat since 1976.

Standard Types of Boat Insurance Coverages:

Watercraft Liability

Helps financially protect you should you damage another person’s boat or property. This may also include medical costs, loss of income, and funeral expenses of other people involved in an accident.

Watercraft Medical Payments Coverage

May help pay for some of your medical costs or if anyone on your boat is injured in an accident.

Physical Damage

Helps financially protect you should you damage another person’s boat or property. This may also include medical costs, loss of income, and funeral expenses of other people involved in an accident.

Uninsured Watercraft

May help pay for injuries you or anyone on your boat sustain due to an accident with an uninsured boater.

A typical boat insurance policy may help cover a motorboat, sailboat, or personal watercraft from theft, an accident, or damage by a covered peril like hurricane, fire, or lightning. It may also protect you if you accidentally injure someone or damage their property with your boat. Additionally, your policy may cover certain parts of your boat, including the machinery, hull, and more. The Roe Agency offers boat insurance with many types of coverage options, from medical payments coverage and liability coverages to property coverages and emergency services coverages.

75% of boating accidents occur on clear days with good visibility.
There are always potential risks on the water. Boat insurance is a financial safety net that protects you from injuries or damages you cause to others while boating. Additionally, it can also cover your watercraft and trailer from theft or damage.

While boat insurance is not required, it may help prevent you from paying out of pocket for expenses such as potential medical bills and repairs for another person’s property.

The type of boat insurance you need will depend on a variety of factors such as where you boat, your history on the water, where you dock, and your ability to move your boat. The Roe Agency Boat Insurance specialists are committed to protecting you with the best insurance at the best price to fit your situation.

Request A Boat Insurance Quote

Protect your boat and your crew, call The Roe Agency today or get started with a complimentary quote.

Call The Roe Agency at (239) 355-5773 or fill out the form below to request a complimentary insurance quote.

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The Roe Agency Insurance Difference

With an insurance policy from The Roe Agency, you get great protection and expert support from agents. The Roe Agency goes the extra mile to provide innovative yet simple solutions that help you with your specific needs.

The Roe Agency offers personalized choices and features not typically found in standard policies.

  • Simple but thorough – We make it easy
  • Personalized Local Service at Competitive Prices!
  • You can call, email or text us 24/7
  • Licensed insurance experts that explain options
  • Customize your coverage
  • An unsurpassed buying process